Duties and Responsibilities:
- Prospect and generate leads for banking products through various channels, including cold calling, networking, and referrals.
- Conduct thorough needs assessments to understand the financial goals and requirements of potential customers.
- Present and promote banking products such as loans, savings accounts, credit cards, and investment options to customers.
- Educate customers about the features, benefits, and terms of banking products, addressing any questions or concerns they may have.
- Customize banking product solutions to match the individual needs and preferences of customers.
- Build and maintain strong relationships with customers to foster trust and loyalty, providing exceptional customer service throughout the sales process.
- Negotiate terms and conditions with customers to reach mutually beneficial agreements for banking product transactions.
- Collaborate with internal stakeholders, including underwriters, loan officers, and branch managers, to facilitate the processing and approval of banking product applications.
- Meet or exceed sales targets and quotas set by the bank, consistently striving to achieve sales goals.
- Stay informed about industry trends, competitive offerings, and regulatory changes affecting banking products, continuously updating knowledge and skills.
- Maintain accurate records of customer interactions, sales activities, and transactions in CRM systems or sales databases.
- Adhere to compliance standards, ethical guidelines, and banking regulations while selling banking products, ensuring full transparency and integrity in all transactions.
- Participate in training programs and professional development opportunities to enhance sales skills, product knowledge, and overall performance.
- Provide feedback to management on market trends, customer preferences, and potential areas for improvement in banking product offerings or sales strategies.
- Represent the bank professionally at industry events, trade shows, and community outreach initiatives to promote brand awareness and expand customer base.
Qualifications:
- Arab nationality
- Two - 4 years of experience
- Bachelor's degree in Business Administration, Finance, Economics, or related field preferred
- Proven track record of sales success, ideally in the banking or financial services industry.
- Strong communication and interpersonal skills.
- Ability to build and maintain relationships with customers.
- Excellent negotiation and persuasion abilities.
- Knowledge of banking products and services.
- Familiarity with sales techniques and strategies.
- Goal-oriented with a focus on achieving targets.
- Ability to work independently and as part of a team.
